These are all technically correct but fairly inconsequential. Even just to graze the sun you need to lose 90% of your orbital velocity. And although everything orbiting the sun will eventually fall in, the friction is really low. It will take billions of years to lose enough velocity to fall in.
This is true, but the possibility of gravity assists mostly nullifies the difference. If you can get out to Jupiter you can basically choose: either let it sling you out of the system, or let it cancel out all your orbital velocity so you fall into the sun.