• deathbird@mander.xyz
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      5 months ago

      I’d like credit scores systems to be fully public and developed by the government. It would be far better than the three private systems Americans deal with now.

      • joenforcer@midwest.social
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        5 months ago

        Four*. FICO is another one and at one time was most commonly used for home mortgages. Not sure how true that is today, but it’s still very much in use.