I understand returned payment fees for checks, but I’ve never been charged for having a credit card decline.

Stupid of me to sign up for auto-payment when I use my credit card for gas, I guess.

  • Monkey With A Shell@lemmy.socdojo.com
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    13 hours ago

    A lot of banks like to do that biggest to smallest it seems. The one I asked about it gave an excuse of 'the bigger payments are probably things like rent or car payments and we wouldn’t want THOSE to bounce since there was some hard cutoff to the amount they let you overdraw. Nonsense of course, but that was the line given.