I understand returned payment fees for checks, but I’ve never been charged for having a credit card decline.

Stupid of me to sign up for auto-payment when I use my credit card for gas, I guess.

    • subignition@fedia.io
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      15 hours ago

      You could’ve chosen not to victim blame, but yet you did it anyway.

      All banks in the US have similar authority, please see my lengthy post under the CFPB link elsewhere in the thread if you are actually here to discuss rather than sling cheap insults