Understandably frustrating, especially if you’re new to investing. But it’s expected that the market will have both ups and downs.

The best advice I can give is to choose a good investment allocation and then stick to it. Contribute as much as you can each pay period or month and avoid looking at your balance as much as possible. You should figure out a rebalancing strategy, and you’ll probably need to look at your account to do that. Also, see The Best Order of Operations For Saving For Retirement.

Right now you have unrealized losses, but you haven’t actually lost any money (i.e., you have no “realized losses”) until you withdraw it. As it’s a retirement account and you just started it, I assume you aren’t planning to retire in the next decade, much less the next three years.

Is this your only retirement account? If so, why have you not been continuing to add money to it? If you wait to do that until the market recovers, you’ll lose out on all the gains between now and then.

I know you haven’t said you’re considering selling, but I recommend you check out the “Maintain Discipline” section of the Bogleheads investment philosophy, just in case that’s on your mind. I also recommend that you read up on dollar cost averaging (if you’re investing in a retirement plan every pay period, you’re already doing this).

You pointed out that the entire market has been impacted. I haven’t personally been paying attention in enough detail to confirm that (and my accounts that I just checked have gone up about 10% over the past three years, not down), but if so, that means you could change your asset allocation without selling low and buying high. I’m not saying you should change it, but if you take the time to learn about different investment strategies and decide a different one works for you, it’s nice to not have to sell your current investments while they’re underperforming relative to your new investments. (On the other hand, you can always change the allocation for your future investments without worrying about that.)

Yes, but have you seen some of the decisions the Supreme Court has come up with?

Do you only experience the 5-10 second buffering issue on mobile? If not, then you might be able to fix the issue by tuning your NextCloud instance - upping the memory limit, disabling debug mode and dropping log level back to warn if you ever changed it, enabling memory caching, etc…

Check out https://docs.nextcloud.com/server/latest/admin_manual/installation/server_tuning.html and https://docs.nextcloud.com/server/latest/admin_manual/installation/php_configuration.html#ini-values for docs on the above.

https://www.apple.com/airpods-pro/hearing-health/ says it has received FDA authorization, but doesn’t mention receiving approval from any other country’s regulatory body. It doesn’t say it’s US exclusive, though:

The Hearing Test and Hearing Aid features are expected to be available fall 2024. The Hearing Aid feature has received FDA authorization. Both features will be supported on AirPods Pro 2 with the latest firmware paired with a compatible iPhone or iPad with iOS 18 or iPadOS 18 and later and are intended for people 18 years old or older. The Hearing Aid feature will also be supported on a compatible Mac with macOS Sequoia and later. It is intended for people with perceived mild to moderate hearing loss.

The Hearing Protection feature, on the other hand, is explicitly listed as being exclusive to the US and Canada.

Up until a year ago, the README explicitly said they didn’t claim to be an open source project: https://github.com/jgraph/drawio/commit/8906f90ac0cc50a0c6da77c28cf9b2b2339277b1#diff-b335630551682c19a781afebcf4d07bf978fb1f8ac04c6bf87428ed5106870f5L10

For starters, it was never “open source”…

From your link:

Instead, as Winamp CEO Alexandre Saboundjian said, “Winamp will remain the owner of the software and will decide on the innovations made in the official version.” The sort-of open-source version is going by the name FreeLLama.

While Winamp hasn’t said yet what license it will use for this forthcoming version, it cannot be open source with that level of corporate control.

If I upload the source code for my project on Github/Forgejo/Gitlab/Gitea and license it under and open source license, allowing you to fork it and do whatever you want (so long as you follow the terms of my copyleft license), and I diligently ensure that code is uploaded to my repository before being deployed, but I ignore all issues, feature requests, PRs, etc., is my project open source?

Yes.

Likewise, if Winamp had been licensed under an open source license, it would have been open source, regardless of how much control they kept over the official distribution.

Winamp wasn’t open source because its license, the WCL, wasn’t open source.

You could’ve scrolled down to the bottom, clicked on “Links,” then clicked on the repo link

The repo has instructions to install a Snap or build from source. If you build from source, it looks like you should download an archive from the releases page rather than just pulling from master.

The unicode standard has stated that U+2019 is the preferred character for apostrophes since at least the late 90s.

And it’s not like using a curved apostrophe in typesetting was novel even then.

as opposed to U+2019 being posthumously appropriated

U+0027 was also an ASCII character. The death of ASCII as a common format is the only one I can think of… what death are you referring to here?

From https://en.m.wikipedia.org/wiki/Right_single_quotation_mark

The Unicode character ’ (U+2019 right single quotation mark) is used for both a typographic apostrophe and a single right (closing) quotation mark.[1] This is due to the many fonts and character sets (such as CP1252) that unified the characters into a single code point, and the difficulty of software distinguishing which character is intended by a user’s typing.[2] There are arguments that the typographic apostrophe should be a different code point, U+02BC modifier letter apostrophe.[3]

In other words, U+2019 is the typographic apostrophe character. It’s also the right single quote character. There are people who think that the typographic apostrophe character should be something else (and having read their arguments, I agree), but in practice, it isn’t, and certainly wasn’t back in the 90s / early 2000s.

Can you elaborate on why this is mildly infuriating?

You should also be able to just put two spaces
At the end of a line to insert a line break.

Open-Webui published a docker image that has a bundled Ollama that you can use, too: ghcr.io/open-webui/open-webui:cuda. More info at https://docs.openwebui.com/getting-started/#installing-open-webui-with-bundled-ollama-support

For the purposes of this project, you could at least reproduce them by running wget and downloading them from the original projects.

Expecting everything for free with no ads is just greedy.

In this case you’re not paying to not have ads. You’ll still get ads; they just won’t be personalized.

Personalized ads are more valuable to advertisers, so it still makes sense for them to charge a bit for it, but it’s not something I’ve seen before.

I’m guessing they charge a decent amount more than the difference, though - and probably even more than they make from personalized ads per person. On that note, I really wish ad free subscriptions were closer to the revenue providers get from serving ads - if they were, I’d be more willing to pay for them than just running an adblocker all the time. YouTube Premium, for example, costs 14 USD monthly, but annual ad revenue per non premium user was 1.21 USD.

If you work for a nonprofit, you can be paid a salary; if you control a nonprofit, you can pay higher salaries to yourself and/or your friends.

I made a typo in my original question: I was afraid of taking the services offline, not online.

Gotcha, that makes more sense.

If you try to run the reverse proxy on the same server and port that an existing service is using (e.g., port 80), then you’ll run into issues. You could also run into conflicts with the ports the services themselves use. Likewise if you use the same outbound port from your router. But IME those issues will mostly stop the new services from starting - you’d have to stop the services or restart your machine for the new service to have a chance to grab the ports while they were unused. Otherwise I can’t think of any issues.

I’m afraid that when I install a reverse proxy, it’ll take my other stuff online and causes me various headaches that I’m not really in the headspace for at the moment.

If you don’t configure your other services in the reverse proxy then you have nothing to worry about. I don’t know of any proxy that auto discovers services and routes to them by default. (Traefik does something like this with Docker services, but they need Docker labels and to be on the same Docker network as Traefik, and you’re the one configuring both of those things.)

Are you running this on your local network? If so, then unless you forward a port to your server on the port your reverse proxy is serving from, it’ll only be accessible from the local network. This means you can either keep it that way (and VPN in to access it) or test it by connecting directly to your server on that port and confirm that it’s working as expected before forwarding the port.

That makes sense, and that engine and some of the other games they feature look interesting.

Does that mean that Balatro (and presumably other LOVE 2D games) is packaged like Doom with its WAD files, where there’s an engine (a generic LOVE 2D one) that runs the game, interpreting the Lua game code, which is basically just packaged like an asset? Or is there a Balatro engine that needed to be built for each platform? I saw that BMM downloads a base IPA and an APK patcher, so I’m assuming it’s closer to the latter, but I could see it going either way.

There is a project to convert the Steam app to a side-loadable mobile app (both for Android and iOS): https://github.com/blake502/balatro-mobile-maker

I haven’t tested that out myself and I have no idea how it compares to their official mobile release, but I’m super curious about how it was implemented (it’s the first time I saw a tool that could convert a game to an iOS app), so I’ll be looking into it at some point.

Google Play was having payment processor issues (see https://status.play.google.com/summary for more details) but they appear to be resolved now, so you could try again.