• 3 Posts
  • 311 Comments
Joined 1 year ago
cake
Cake day: July 7th, 2023

help-circle
  • The banking system in the US is a legacy mess. Transfers still take business days to go through and making your bank account # and routing information available is actually a security concern, honestly I don’t even know why that’s still a thing.

    Products like PayPal and Plaid try to provide something that is slightly more usable, but with this underlying obsolescence their functionality is very limited.

    When paying for services, credit cards are still the way to do it. For P2P payments, people use PayPal, Venmo, Cash App, and others. Nothing even close to a unified system like Pix in Brazil.





















  • With the amount of fuck-ups from Microsoft, this might not be necessary, but:

    The average user doesn’t want to install the operating system or doesn’t care about it as long as they can do their things, and those who care can easily do so today. Thus, IMO, advertising to the end user is a waste of resources.

    Focus on permeating it in governments, institutions, and OEMs to increase market share and break the “Linux is complicated / incompatible / for developers” stigma, then organic adoption out of these environments will grow - at least among people who can actually use it with the supported software.