If I know, I‘ll probably pass someone asking for money, I try to have some change prepared, so I don’t have to get out my wallet. (Where I live, there are just a few places where that’s likely. ) I usually just say no if unprepared. My basic assumption is that someone asking for money in the streets is worse off than me, so it’s nice if I can help. But then again, if I don’t feel safe, I won’t give anything and since I can’t help everyone I don’t feel bad not giving anything.

„Cowelation does not imply cowsation.“ Was right there! Still great! 🤣